After an accident, you want your car repaired as quickly as possible, but you also want to ensure that you pay for quality work that lasts. If you've never had to take your car in for repairs after a collision, you may not understand everything that is involved and may make assumptions about how to choose the right shop. Note a few quick questions to ask an auto repair shop and your insurance company so you know the job is done right and you're reimbursed properly.
1. Ask if you're actually required to get three quotes before having your car repaired
It's a common assumption that you need to take your car to three different repair shops for three different quotes before you can have it repaired, but this is rarely the case. Typically, you have the right to take your car to the repair shop of your choosing rather than having to pick the cheapest one. This is important for you to remember so that you have your car repaired properly and don't send it out for poor-quality repairs, assuming this is the only way your insurance company will reimburse you.
You also want to think seriously about the repair shop you choose, as you shouldn't make your decision based on price alone. A repair shop may undercut its competitors by using second-rate parts or other simple fixes, and in turn, you may find that those repairs don't last. Be sure you know your options for choosing a repair shop and then pick one that is best for your car, not just the cheapest one out there.
2. Be sure you know who actually pays the repair bills
Typically, you are responsible for paying the auto repair shop and then you get reimbursed for your payment from your insurance company. You need to understand this so you know to budget for the repairs properly. In some cases an auto repair shop may have a relationship with certain insurance companies so that they accept payment right from them, but don't assume this is the case. Always ask about this upfront so you know your responsibilities in payment, and note if the repair shop can assist you with paperwork needed to make your claim and get reimbursed. Even if you need to pay them, they may be able to help you with everything you need to do to get your reimbursement as quickly as possible.Share
24 November 2015
Hi, my name is Katy, and I love to go on long road trips. However, I also know how scary it is to be stuck in the middle of nowhere when your car needs a repair. Because of that, I have figured out which repairs are essential before you go on a long journey. If you are planning a long journey, please explore these posts, tips and ideas. I hope they help you hone on which repairs or services your automobile needs before your next journey. In this blog, I cover everything from services to packing lists and more. Enjoy and thanks for reading!